Category: State-by-State Guides
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Hit by Company Vehicle Off-Duty – The 2025 $1.8M Loophole That Worked for Me
I’m driving my 2022 Mazda CX-5 with my wife and 18-month-old daughter. A white 2024 Ram 2500 with “Atlanta Roofing Pros” magnetic signs still half-attached runs a stop sign and T-bones us at 47 mph. Driver jumps out in a company hoodie, smells like whiskey, and screams: “I was off the clock! I took the
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Truck Accident Settlement in Texas 2025 – My Family Got $1.2 Million After an 18-Wheeler Crushed Our SUV
February 14, 2025 – 6:22 a.m., I-40 East just outside Amarillo, Texas. It’s 19°F and sleeting. My husband Mark is driving our 2023 Ford Explorer with me and our 4-year-old twins in the back. A 2024 Peterbilt hauling 42,000 lbs of frozen chicken loses traction on black ice, jackknifes, and slams into us at 61
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Hit by a Driver With a Suspended License and Fake Insurance Card – The 2025 “Fraud Pack” That Still Paid $1.6 Million
December 4, 2025 – 11:38 p.m., Loop 820, Fort Worth, Texas. I’m driving home from my night shift. A 2017 Dodge Charger with paper tags runs a red light and T-bones me at 71 mph. Driver hands over a clearly fake Progressive insurance card (wrong font, expired 2023) and a suspended license (4th DUI). He’s
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I Was Hit by a Stolen Car With No Insurance – How I Still Got $312,000 in 2025 (Step-by-Step Playbook)
June 17, 2025 – Dallas, Texas. I’m stopped at a red light in my 2022 Toyota Camry. A 2019 stolen Dodge Charger runs the light at 67 mph and T-bones me. Driver jumps out and runs. Police recover the car 4 days later — reported stolen 11 days earlier. Zero insurance. Most people would’ve walked
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Hit by an Uninsured Driver With a Fake Paper Tag? How Victims Are Still Collecting $75K–$400K+ in 2025
In 2025, police in California, Texas, Florida, Georgia, and New York are pulling over 500–800 cars per week with completely fake paper tags printed at home or bought on Telegram for $50. These drivers almost never have insurance. If one just smashed into you, most people think: “I’m screwed — no insurance, no money.” Actually…
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