Category: How to File a Claim
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Why the First Insurance Offer After a Rear-End Accident Is Almost Always Low
After a rear-end accident, the first settlement offer often comes as a surprise. It might arrive quickly.It might sound polite and reasonable.And it might be far lower than you expected. If you’re wondering why, you’re not alone. This article explains: Why Insurance Companies Start Low Insurance companies don’t begin negotiations at their “best” number. They start
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“We’re Still Reviewing Your Claim” — What Insurance Companies Really Mean
If you’ve filed a car accident claim and followed up for an update, you’ve probably heard this phrase: “We’re still reviewing your claim.” It sounds neutral. Professional. Reasonable. But in practice, this phrase can mean very different things—and some of them have nothing to do with reviewing paperwork. This article explains: Why Insurance Companies Use This
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How Long Do You Have to File a Car Accident Claim? (State-by-State Rules — 2025 Guide)
When you’re involved in a car accident — whether it’s a minor rear-end tap, a side-impact crash, or a major collision — one of the most important legal deadlines you face is the statute of limitations: the time you have to file a lawsuit or injury claim. Miss the deadline, and your case is over.No exceptions.
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Should You Always Call the Police After a Minor Accident? The Truth Most Drivers Don’t Know (2025 Guide)
Most drivers assume calling the police after a car accident is only necessary when the crash is “serious.” No airbags. No visible injuries. A small scratch. A light tap in traffic. So why bother calling the police? Here is the truth most people don’t know: Failing to call the police after a minor accident is
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How Long Do You Have to File a Car Accident Lawsuit? (All 50 States Compared)
Most drivers involved in a car accident don’t think about filing a lawsuit — not at first.They’re focused on medical bills, repair shops, work schedules, and dealing with insurance adjusters. But here’s a truth many victims learn too late: You only have a limited amount of time to sue after a car accident — and
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What Happens If You’re Hit by a Drunk Driver with No Insurance? (2025 Guide)
Every year in the U.S., thousands of innocent drivers are hit by someone who made two terrible choices — driving drunk and driving uninsured.It’s a nightmare scenario that combines the chaos of a DUI crash with the financial fallout of no insurance coverage. So, what happens next?Who pays your medical bills, lost wages, and car repairs
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